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Our Team2018-06-05T17:15:31+00:00

MICHAEL D. RYAN

PRESIDENT & CEO

mryan@creditwisecg.com
(610) 733-9955

Meet Mike

JOSEPH MAGLEY

SVP – BUSINESS DEVELOPMENT

jmagley@creditwisecg.com
(954) 600-6389

Meet Joe

STUART GREENBERG

SENIOR ADVISOR

sgreenberg@creditwisecg.com
(410) 261-5080

Meet Stuart

ROBERT C. SCHWEITZER

SENIOR ADVISOR

rschweitzer@creditwisecg.com
(561) 373-9755

Meet Bob

MICHAEL D. RYAN, President & CEO

As the son of an accountant, Michael Ryan learned the importance of detail and precision when working with numbers early in life. But when Mr. Ryan founded Innovative Financing Solutions (IFS), he learned business success went beyond understanding the numbers. It was about helping people and their businesses through difficult and challenging times. He realized he could use his knowledge and skills to help small-business owners attain funding to invigorate their businesses. These businesses in-turn could create the jobs necessary to support the livelihood of their employees and families, and build and strengthen the communities they serve.  Today, IFS is a leading consultant to community banks through the implementation of their turnkey Government Guaranteed Commercial Loan Program.

Mr. Ryan holds a B.S. in Business Administration and an M.B.A. in Finance from St. Joseph’s University.  Before founding IFS, Mr. Ryan was Executive Vice President and Chief Lending Officer of a Philadelphia- based community bank.  He possesses over a quarter century of commercial lending experience and credit knowledge.

His extensive banking knowledge and experience includes commercial middle-market and real estate lending, corporate finance, capital markets and credit analysis, as well as the underwriting of complex and difficult transactions. He also possesses expertise in the origination, negotiation, structuring, underwriting and analysis of multi-family, condominium, townhouse, office, industrial, specialty investment and owner-occupied real estate transactions.

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JOSEPH MAGLEY, SVP – Business Development

Joseph Magley is a commercial lender with over 29 years of experience in commercial banking. As a commercial lender, Mr. Magley values and emphasizes the need to create strong relationships with borrowers, lenders, referral sources and cross-functionally within banks. He possesses strong credit underwriting skills as well as the ability to negotiate and structure loans within various commercial lending sectors including C&I and working capital lending, equipment finance, real estate lending, Small Business Administration lending, and financing foreign nationals.

Most recently, Mr. Magley was a Vice President of Commercial Banking for Home Federal Bank of Hollywood in Florida. In this role, Mr. Magley was responsible for developing workout strategies and negotiating loan terms concerning all criticized assets and achieved reducing criticized assets from over $21 million to under $500K.

Prior to his career in banking, Mr. Magley served in the U.S. Army and holds a B.S. Degree in Political Science from Lycoming College.

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STUART GREENBERG, Senior Advisor

Stuart Greenberg is a highly experienced professional specializing in expert witness testimony. He is an expert in loan restructure/workouts, lender liability and commercial lending practice issues on behalf of law firms, commercial banks, investment firms, and commercial borrowers. He possess extensive experience in commercial finance including international, corporate, middle market, financial institutions, commercial real estate lending, and asset based lending.  Further specialties include loan portfolio management, lenders’ responsibilities, loan policy issues, commercial lending industry standards, bank regulatory requirements and bank compliance issues related to regulatory requirements.

Mr. Greenberg has testified as an expert on commercial lending and banking practices in several state and Federal district courts as well as U.S. Bankruptcy Court and has been involved in over 100 cases in State, Federal and U.S. Bankruptcy Courts dealing with various issues including: regulatory issues, loan commitment and loan funding, loan default, interest rate issues in bankruptcy, lender conduct and standards of care in commercial lending, loan guarantees, credit administration, loan forbearance, loan fraud, loan policy, bank director and bank officer conduct, loan and deposit account administration including IOLTA accounts and check kiting, loan fiduciary issues and good faith and fair dealing.

Mr. Greenberg’s experience includes working for various banks throughout his career, and is currently the principal of Private Banker, Stuart Greenberg, Inc. He is holds a M.S. in International Affairs from George Washington University and a B.S. degree from the University of Alabama.

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ROBERT C. SCHWEITZER, Senior Advisor

Mr. Schweitzer is currently the chief executive officer of RCS Mediation & Consulting LLC, which he founded in 2012. Mr. Schweitzer’s areas of expertise include: financial management, portfolio management, credit review and approval, large project financing, sales management and corporate/civil leadership. Mr. Schweitzer has served as a Board Director for eight companies – both publicly and privately held. He currently serves as chairman of 1-800-PetMeds (NASDAQ:PETS), as lead independent director of OmniComm (OTCQX:OMCM) and as lead independent director of Blink Charging (NASDAQ:BLNK).

Throughout his career in banking and finance, Mr. Schweitzer has served in roles ranging from Head of Central North America Commercial Lending at a major national bank, Manager of Credit Review and Head of Commercial Real Estate Lending for a major Midwest-based bank, Director and Head of Real Estate, Construction and Environmental Consulting for Coopers & Lybrand, Head of Corporate Lending at a major regional bank, Regional President for Union Planters Bank (now Regions Bank), and CEO of a community bank. Most recently, Mr. Schweitzer was the President and COO of Shay Investment Services, Inc., a bank investment advisory firm and broker-dealer.

Prior to his career in finance, Mr. Schweitzer served  in the U.S. Navy nuclear submarine force and retired with a rank of Captain. He holds an M.B.A. from the University of North Carolina and a B.S. Degree from the United States Naval Academy.  Mr. Schweitzer also serves as a Florida Supreme Court Certified Circuit Civil Mediator, a Florida Office of Financial Regulation Certified Insurance Mediator, a FINRA Certified Arbitrator, and as a panel member of the American Arbitration Association.

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